(As of July 6, 2016)

INVESTORS TITLE INSURANCE AGENCY INC. ("ITLA") requires all persons or entities visiting and using any ITLA Internet sites to agree to the following terms and conditions (“Terms and Conditions”). By accessing an ITLA site, you confirm your agreement to, and acceptance of, these Terms and Conditions.

Privacy Policy

This site is governed by the ITLA Privacy Policy. Please review the Privacy Policy and our practices regarding users’ personal information.

Corrections and Modifications

ITLA is under no obligation to update, correct, or otherwise modify any information contained in, residing on, or transmitted to this or any ITLA site. While every reasonable effort is made to ensure that the information presented on and contained in these sites is accurate and correct, there may be inadvertent (technical and/or factual) inaccuracies and typographical errors. Information contained in ITLA sites may also become out-of-date. While ITLA disclaims all responsibility to update or correct any information placed on its sites, ITLA reserves the right to make changes and updates to any information contained within a ITLA site, including these Terms and Conditions, at ITLA's discretion and without prior notice. Users should check these Terms and Conditions from time to time to review the then-current provisions governing access to, and use of, the ITLA sites. By accessing any part of this site at any time, users will be deemed to have accepted the then-current Terms and Conditions in full.

Consent to Monitoring and Disclosure

ITLA is under no obligation to monitor the information residing on or transmitted to any ITLA site. However, anyone accessing a ITLA site agrees that ITLA may monitor “The Site” to (1) comply with any necessary laws, regulations, or governmental requests; and (2) operate “The Site” in a manner ITLA deems proper or to protect against conduct ITLA deems inappropriate. ITLA shall have the right, but not the obligation, to reject or eliminate any information residing on or transmitted to its sites that it believes is unacceptable or inconsistent with these Terms and Conditions.

Except for any personal information provided by users, which is governed by the terms of ITLA’s Privacy Policy, when ITLA receives information or materials through its sites (including, but not limited to, feedback, data, answers, questions, comments, suggestions, plans, or ideas), such information or material shall be deemed to be non-confidential and non-proprietary. ITLA assumes no obligation to protect such information from disclosure. The submission of information or materials to ITLA through a ITLA site shall in no way prevent the purchase, manufacture, or use of similar products, services, plans, and ideas by ITLA for any purpose whatever. In addition, ITLA shall have the right, in any form now or hereafter known, to reproduce, use, disclose, distribute, transmit, create derivative works from, and publicly display and perform, any information or materials submitted by users through any ITLA site for any commercial or non-commercial purpose.

Endorsements and Linked Sites

Periodically ITLA makes reference in its sites to the products, services, processes, hypertext links, or other information of third parties (hereinafter "Third Party Products"). Unless specifically stated otherwise, such references shall not constitute or imply ITLA's endorsement, sponsorship, or recommendation of such Third Party Products. Third Party Products are the sole and exclusive responsibility of the third party owner. ITLA is not responsible for the Third Party Products or the content on any third party internet site linked to any ITLA site. Any Third Party Products consisting of hypertext links to third party websites are provided solely for users’ convenience, and users will leave ITLA’s site if they use these links. If users decide to access any of the third party websites linked to ITLA’s site, they do so entirely at their own risk.

Security

Any user of a ITLA server or site agrees to comply with any security processes and procedures (such as passwords) specified by ITLA with respect to access to or use of a ITLA server or site. Unless specifically authorized by ITLA in writing, users of a ITLA server or site further agree not to access or attempt to access any areas of or through “The Site” that are not intended for general public access. A user is responsible for maintaining the confidentiality and security of passwords or any related identifying information and for restricting access to the user’s computer, and a user agrees to accept responsibility for all activities that occur on any ITLA server or site using the user’s password and any related identifying information.

Press Releases/Company News

Any press releases, company news, or other materials contained on a ITLA site reflect circumstances and conditions that existed as of the respective dates on which they were initially released, presented, or otherwise made.

Trademarks

The trademarks, logos and service marks (the "Trademarks") displayed on any ITLA site, unless otherwise specified, are either the registered and unregistered trademarks of ITLA or ITLA's parent entity, or are used under license from the owner thereof. Nothing contained in any ITLA site should be construed as granting, by implication or otherwise, any license or right to use any Trademark displayed on any ITLA site without the written permission of ITLA or any third party that may own the Trademarks displayed on any ITLA site. Any misuse of the Trademarks displayed on any ITLA site, or any other content on any ITLA site, is strictly prohibited. ITLA will aggressively enforce its intellectual property rights to the fullest extent of the law, including seeking criminal prosecution.

Ownership

Everything that can be seen or read on any ITLA site is copyrighted, unless otherwise noted, and may not be used, except as provided for in these Terms and Conditions or in the text of any ITLA site, without the express written permission of ITLA, which neither warrants nor represents that such use of materials displayed on any ITLA site will not infringe rights of third parties not owned or affiliated with ITLA.

Use of Images, Privacy and Publicity

Images of people or places displayed on any ITLA site are either the property of, or used with permission by, ITLA. The use of these images by a user of a ITLA server or site, or anyone authorized by such user, is prohibited unless specifically permitted by these Terms and Conditions, specific permission is provided elsewhere on any ITLA site, or such user has secured the necessary permission from the rights holder. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Indemnification

As a user of any ITLA site, you are entirely responsible for maintaining the confidentiality and security of your user name(s), password(s) and your ITLA site account, as well as all activities that occur under your ITLA site account. You hereby agree to indemnify, defend and hold harmless ITLA and its affiliates, and their respective employees, officers, directors, owners, agents, information providers, licensors, licensees, successors and assigns (collectively, the "Indemnified Parties"), from and against any and all claims, liabilities, damages, losses, expenses and costs (including reasonable attorneys' fees) incurred by the Indemnified Parties resulting from or arising out of your use or misuse of any ITLA site, any breach by you of these Terms and Conditions, or any use of your ITLA site account by any other party. You agree to cooperate fully with ITLA in the defense of any such claim. ITLA reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

Warranty Disclaimer and Limitation of Liability

THE USER OF A ITLA SERVER OR SITE ASSUMES ALL RESPONSIBILITY AND RISK FOR THE USE OF THE SERVER, SITE, AND THE INTERNET GENERALLY. ITLA AND ITS AFFILIATES, AND THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, OWNERS, AGENTS, INFORMATION PROVIDERS, LICENSORS, LICENSEES, SUCCESSORS AND ASSIGNS, DISCLAIM ALL WARRANTIES, REPRESENTATIONS, OR ENDORSEMENTS, EXPRESSED OR IMPLIED, WITH REGARD TO THE INFORMATION ACCESSED FROM, OR VIA, A ITLA SERVER, SITE, OR THE INTERNET GENERALLY, INCLUDING, BUT NOT LIMITED TO, ALL WARRANTIES OF TITLE AND NONINFRINGEMENT, AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SYSTEM INTEGRATION, OR DATA ACCURACY. ITLA DOES NOT ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, USEFULNESS, OR TIMELINESS OF ANY INFORMATION, APPARATUS, PRODUCT, OR PROCESS DISCLOSED ON A ITLA SERVER, SITE, OR THE INTERNET, OR OF ANY OTHER MATERIAL ACCESSIBLE FROM A ITLA SERVER, SITE, OR THE INTERNET. IN NO EVENT SHALL ITLA OR ITS AFFILIATES, OR THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, OWNERS, AGENTS, INFORMATION PROVIDERS, LICENSORS, LICENSEES, SUCCESSORS OR ASSIGNS, BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM ACCESS TO OR USE OF A ITLA SERVER, SITE, OR THE INTERNET GENERALLY, UNDER CONTRACT, TORT, OR ANY OTHER CAUSE OF ACTION OR LEGAL THEORY, OR FROM LOSS OF USE, DATA, OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE INFORMATION ON A ITLA SERVER, SITE, OR THE INTERNET GENERALLY, EVEN IF ITLA HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NO ACTION, REGARDLESS OF FORM, ARISING OUT OF THE USE OF A ITLA SERVER, SITE, OR THE INTERNET GENERALLY, MAY BE BROUGHT BY A USER MORE THAN ONE (1) YEAR AFTER THE USER KNEW OR SHOULD HAVE KNOWN OF THE OCCURRENCE OF THE EVENT(S) WHICH GAVE RISE TO THE CAUSE OF ACTION.

THE INFORMATION PROVIDED ON A ITLA SERVER AND/OR SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE AND NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SYSTEM INTEGRATION, OR DATA ACCURACY. NO ADVICE OR INFORMATION GIVEN BY ITLA OR ITS AFFILIATES, OR THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, OWNERS, AGENTS, INFORMATION PROVIDERS, LICENSORS, LICENSEES, SUCCESSORS OR ASSIGNS, SHALL CREATE ANY WARRANTY. NEITHER ITLA NOR ITS AFFILIATES, NOR THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, OWNERS, AGENTS, INFORMATION PROVIDERS, LICENSORS, LICENSEES, SUCCESSORS OR ASSIGNS, WARRANT THAT THE INFORMATION OR MATERIALS ON A ITLA SERVER, SITE, OR THE INTERNET GENERALLY WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY INFORMATION, SOFTWARE, OR OTHER MATERIALS ACCESSIBLE FROM A ITLA SERVER, SITE, OR THE INTERNET GENERALLY IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

No Advice

The information and materials contained on a ITLA site are intended for informational purposes only and are not intended to offer advice, whether legal, financial, or otherwise, about specific situations or problems. ITLA encourages all users to obtain competent and professional assistance in all matters requiring such advice or guidance.

Failure to Comply

ITLA reserves the right to terminate or restrict the access of any user to this or any ITLA site without notice should ITLA determine that a user has violated (or is threatening to violate) any of these Terms and Conditions. ITLA also reserves any and all remedies at law or equity in connection with a violation (or threatened violation) of these Terms and Conditions.

Governing Law

Any disputes resulting from a user’s use of this or any ITLA server or site shall be construed and enforced under the laws of the State of Florida. Users hereby submit to the jurisdiction of the courts of Miami-Dade County, Florida, and waive any objection to venue with respect to actions brought in such courts. In any dispute, the prevailing party shall be entitled to recover its reasonable attorneys' fees and costs from the non-prevailing party. If any provision of these Terms and Conditions is held invalid, illegal, or unenforceable, the validity, legality, or enforceability of the remaining provisions shall in no way be affected or impaired thereby.

Questions

Questions regarding these Terms and Conditions should be directed to ITLA's general information at SLC@InvestorsTitle.net.

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